Last weekend my husband Thom and I drove to Tucson, AZ to visit three thriving cohousing communities. As I wrote about in January, even though the concept of cohousing is still relatively young, it’s appeal is growing as others discover the benefits. Ever since I first heard about them, I recognized how many ways they mimic the advantages I find from rightsizing. After touring all three facilities, it is also evident that they embrace the core values of SMART*. Is cohousing a wave of the future? It likely depends on whether you value community, and if you see them as a path to living your values. [Read more…]
Is A Cohousing Community In Your Future?
Enjoying the cohousing experience
Have you spent much time thinking about where you’ll be living in 10 or 15 years? Probably not. While many of us say we want to live long, active and happy lives, it’s easy to avoid thinking about what that will mean. Few of us want to consider where we will live, who we will live with, and how our days will unfold when we, for whatever reason, can no longer do what we do now. Even with our aversion to following the example of our deteriorating parents as they languish in nursing homes or assisted care facilities, we tend to avoid the conversation. Fortunately, there is an alternative. Co-housing or intentional communities offer baby boomers another option to rightsize their home, increase the quality of their lives, and age-in-place. And a good time to start talking about it is today. [Read more…]
How Minimalism or Rightsizing Prepares You For Retirement
Mom, Dad and I in Hawaii for their 50th Wedding Anniversary.
One of the stories I can vividly remember my father telling me years back was related to his pride at managing his money in retirement. At the time, both my father and mother lived on their social security and some modest savings held in a 401k. Dad frequently bragged that he lived better, traveled more, and seemed to have more fun than many of his friends who retired with big homes and generous pensions. From my perspective, at least at the time, their lifestyle seemed more humble and restricted than I felt necessary. Yet now, less than 20 years later, I recognize that their simple and minimal lifestyle afforded them tremendous benefits that millions of other “hope-to-be-retirees” could learn from—including myself. [Read more…]
Nine Things To Celebrate About The Precious Nature of Water
With Kloe on Silver Strand Beach in Oxnard, CA
Chances are good that you’ve heard that California is in the midst of a severe four-year drought. If you don’t live here you might not think that has anything to do with you. But if you live in the U.S., there is a good chance you’ve eaten some of the food grown here—or at least used to be grown here. And if you live elsewhere around the planet you likely know that fresh drinkable water is becoming more precious everywhere humans live. But rather than scare ourselves to death about the dwindling supply, I instead want to remind myself of this precious resource that deserves our protection and appreciation. When we love something, when we value something, it is always easier to do whatever it takes to insure its continuation. So this week’s post is my tribute to water. [Read more…]
Is Gardening A Simple Cure For What Ails You?
Thom with our raised bed and one of our tower gardens.
I keenly remember my mom working a garden in several of the homes she lived in later in her life. One was little more than rock and gravel patch of dirt, yet she managed to harvest a few tomatoes and zucchini in spite of the inhospitable ground. And while I always enjoyed the taste if she had any extras, my life was far too important and fast paced to even imagine having the time or interest. Now here I am so many years later, spending time nearly every day nurturing tiny green plants in my care. Though it’s taken a while, I’ve gradually come to realize that many of the hidden benefits my mother harvested from her garden went far beyond the obvious. In fact, after reading up on the benefits of gardening I’ve come to realize that this simple action might be a cure for what ails many people, as well as the planet herself. [Read more…]
9 SMART Financial Actions for Midlife Women
I recently read a shocking bit of information revealed by the 2013 Allianz Women, Money and Power Study. That study claims that almost half of the women in the U.S. often or sometimes fear losing all their money and becoming a bag lady. As you might expect, the highest percentage of those with that fear were single (56%), divorced (54%) and widowed (47%). But perhaps even worse, 27% of the women who generate over $200,000 per year of income also felt that way. Clearly, many women have a deep insecurity about their finances and how to manage their money in a SMART and responsible way. So here are 9 tips that I believe any woman should consider regarding her money. [Read more…]
Payment Doesn’t Always Look Like Money
Lately I’ve read a number of blog posts that discourage writers from giving any of their work away without payment—in other words, writing for free. These other writers feel that if a writer writes something without being paid for it, they diminish the value of the work for all other writers. And while I agree that every type of artist is wise to honor and value their gifts and contributions, that doesn’t mean that the only means of payment comes in the form of money. In fact, looking back over my own experiences, many of the payments I’ve received for my work came in a variety of forms and fashion. As creative artists of any type, let’s never forget that value means something different to each of us, and compensation doesn’t have to look like money. [Read more…]
15 Ways Simple Living Relieves Anxiety & Reduces Stress
Several months ago a neighbor in her mid-sixties lost her husband due to a heart attack. Even worse than dealing with the unexpected loss and heartbreak of losing her life partner, is her torment with stress and anxiety because of her debt and lack of resources. Unfortunately, she’s not alone. A recent article by CNN Money confirms that most Americans as are deeply worried about their financial future. According to CNN Money, “The Great Recession may be over, but a Great Insecurity seems to have emerged in its wake.” What’s going on here and what can we do? Perhaps a focus on simple living is the way to eliminate the anxiety and stress that so many feel today. [Read more…]
Location, Location, Location–SMART Minimalist Tip #3
Riding our bikes to dozens of local amenities
Having a background in real estate is handy for many reasons. While I’m not actively involved in basic buying and selling these days—I still keep my hand on the pulse of what’s happening by writing about it. And one thing I’ve learned in the process is that location is more critical than is usually considered. Not only should it be near the top when evaluating any move—from a minimalist or simple living perspective I think it deserves closer consideration. That’s why I thought it might be SMART to make a list of the advantages that come from living in the right location—no matter where on earth it is.
Right-Sizing Your Way To Retirement—Step Two
Relaxing in a Right-Sized Life
Back in our twenties, Thom and I wanted to be millionaires. TV shows like Lifestyles of the Rich & Famous and Who Wants To Be A Millionaire? fueled the desire to amass our fortune. Then somewhere along the way someone really SMART asked Thom, “Why a millionaire?” and forced him to consider what he meant by that idea. For the first, time Thom began listing experiences and feelings that he hoped to achieve if and when he/we became millionaires. To which his friend said something like, “So it’s really the feelings and experiences you want—not the money itself?” From that moment forward, we began realizing that the labels of being rich, poor or somewhere in-between had little to do with the actual quality or experience of our lives. In fact, the things we thought most important could be realized with far less income than we ever imagined. That’s why through the years we’ve come to believe that “right-sizing” is a much better way to describe the unique and priceless lifestyle that brings you happiness, purpose and peace of mind regardless of your age. Once you have that clear picture of what brings you a happy and quality lifestyle, you can begin to figure out the second step of where money fits into your life. [Read more…]
