A recent article in Money Magazine pointed out that many Millennials are obsessed with retiring early. In fact, this growing movement of those in the 21 to 37 years of age are convinced they can do it now, and quietly disdain those who wait until Social Security. With dozens of FIRE (financial-independence/retire-early) links exploding on the web and on Reddit.com, this idea is drawing in fans like flies. Yet, even though I applaud their desire to get out of the rat race and free themselves from debt, I find myself questioning why so many are convinced that retirement is the ultimate solution. From my perspective, we don’t need to retire or be completely financially independent in order to live our best life now—but it’s essential we take the time to Rightsize. [Read more…]
Why Wait Until Retirement To Live A Rewarding, Meaningful & Purposeful Life?
I recently went to lunch with a friend I’ll call Carol. After chatting for over an hour I told her it was time for me to go because I needed to finish my weekly blog post. She immediately asked me, “So what happens if you don’t?” In other words, does it really matter that every week I spend a great deal of my time and effort writing and publishing articles here on SMART Living 365? Remember, I don’t get paid by writing this blog (other than the sale of my books). So why bother?
The simplified answer is that writing, and what I do with it for now, matters to me and I believe it is my purpose—or you could even call it my dharma. That in itself is more than reward enough. Serendipitously, a few days later I listened to a podcast that further explained how living our “dharma,” offers each of us a path to a meaningful, gratifying and on purpose life. From there I was reminded that whatever unique dharma we have, it’s best not to wait for retirement, or anything else, before finding and living it to the best of our abilities. [Read more…]
How To Profit And Find Fulfillment In The Coming Longevity Economy
We live in exciting times. Some of that enthusiasm comes after reading the book The Longevity Economy—Unlocking The World’s Fastest-Growing, Most Misunderstood Market by Joseph F. Coughlin. Why? Even though the book appears to approach the topic from an economics point of view, the vision it paints for the coming years is provocative, uplifting and filled with potential for anyone over 50. While no one can deny that we all face challenges on a global, national and even personal level depending upon individual circumstances, the cresting wave of baby boomers signals something momentous. The question is: Are we going to ride the surge or just sit on the sidelines? Are we going to create a better future, or just attempt to maintain ourselves until we die? Those are questions for business, governments and every single person alive today. [Read more…]
Top Websites & Blogs For Positive Aging & Retirement For 2017
Last year I published my first list of the best blogs and websites on positive aging and retirement I could find. A lot has happened since then. Not only did I publish my own book entitled Positive Aging—A SMART Living Guide To Thriving & Wellbeing At Any Age, I’ve also continued to find more great writers and people who are writing books, articles and blog posts about these topics. This year I am even more excited and enthusiastic because the research and news continues to show that nearly every single person who ages (no matter what their current age) can look forward to a longer, more meaningful and yes, happier life as they grow older—retired or not. Want to know more? Then check out my updated list below of the best resources I’ve found from 2017. [Read more…]
Be On The Lookout For Sparkles
This week SMART Living 365 is pleased to introduce you to Bob Lowry as our guest blogger. I have been reading Bob’s blog A Satisfying Retirement for over a year and believe he offers ideas that are practical and SMART regardless of whether you are retired or not. Thank you, Bob, for filling in and sharing your thoughts with us this week.
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The sky was beginning to cloud over, kids were playing, ducks were looking for bread crumbs, bikers rolled by while teens on skateboards defied gravity. Sitting in a folding chair and watching the scene my eyes were drawn to the surface of the lake. The sun was at just the right angle to cover the water with sparkles. It was beautiful. I was enjoying a satisfying retirement day.
Within a few minutes, the sun’s angle had changed and the sparkles were gone. Or, were they? From someone else’s viewpoint they probably were just as fabulous. They were simply gone from my view. [Read more…]
Designing A Fulfilling Life Matters Long Before Retirement
Recently I watched a new documentary entitled Coming Of Age In Aging America. I expected the focus of the film to be similar to much of the other information I read almost daily on the Internet. Sure the movie covers a few of those common themes prevalent in the positive aging message. But more importantly, the major focus is a deep inquiry into the sustainability of how most of us view the overall life-progression or life-course of all Americans as we age. What do they mean by that? And why do I believe it is important for all of us to begin to rethink the current model of aging and retirement that most of us unconsciously hold as sacred? [Read more…]
Category Busters, Dogs With A Bone, Liberation and Other Thoughts on Positive Aging
Thinking is contagious. In other words, what we focus on and spend time mulling over in our minds routinely shows up over and over in wanted or unwanted ways. Worried about something? Chances are you will wake up in the middle of the night with those fears running through your head like a wild horse. Intrigued by something? Curious? Delighted? Without a doubt, you will find trails of those ideas leading in all sorts of interesting directions.
That’s why it was no surprise when I stumbled upon a newsletter called Positive Aging by The Taos Institute while surfing the Internet. There I found a newly released book entitled, Paths To Positive Aging—Dog Days with a Bone and Other Essays and I emailed and asked for a review copy. As hoped, this small book of essays generated all sorts of new ideas about aging that I found remarkable. And so it goes. [Read more…]
New Evidence That Planning and Goal Setting Are Keys To Positive Aging
Like most people my age I am increasingly interested in what leads to aging well and happy. I am also keenly aware of how different that is from many of the conversations my parents had in later years. Rather than go through a depressing list of “organ – recitals” that often characterized our parents and their friends, the new emerging conversation about positive aging is leading in exciting and interesting directions every day. One recent study from the Netherlands combines the idea of healthy aging to people’s hopes, plans, and wishes for their future. Could it be that having goals and planning for certain experiences can make us happier and more satisfied as we age? This particular study says yes. [Read more…]
A SMART And Rightsized View Of Real Estate Ownership
My husband Thom and I have been real estate brokers and investors for over 35 years. And while I’ve been mainly writing about the subject for most of those years, Thom has actively been a specialized commercial broker. Even better, we’ve used our knowledge and background to manage our own purchases and investments. Then about seven years ago we began switching our thoughts about real estate ownership; what it means and what it can do. That’s when we started gradually rightsizing our lives. Lately, it occurred to me that while I often take what we’ve learned through the years for granted, it might benefit others to see it through our eyes. In fact, in many ways real estate is a perfect mirror for a rightsized life. [Read more…]
10 Reasons Why We Need To Disrupt Aging And Retirement
Yesterday I finished reading a new book by Jo Ann Jenkins, the CEO of AARP, called Disrupt Aging—A Bold New Path To Living Your Best Life At Any Age. Not only did it remind me that the prejudice of ageism is alive and well in our country, it suggests that the way we think about aging and retirement is due for a big shift. While I didn’t find the ideas in it as bold as advertised, it did get me thinking about aging and retirement in a few new ways. I was also reminded that the only way such a disruption can ever occur is when enough of us begin to see, think and talk about new and positive ways we can all approach aging in the days to come. [Read more…]