SMART Living 365

Ideas to create a more happy, peaceful and rewarding life--365!

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Why Real Estate Can Be A Golden Goose For Retirement Investment

By Kathy Gottberg
Filed under: Aware, Rightsized, Sustainable

Some of you might not know that I have been a licensed real estate broker for the last 35 years.  While I did sell a number of homes in my time, I am a far better researcher than a salesperson.  That’s why I first began writing about real estate, and then eventually created my own writing business from there.  And although I have written volumes about that topic over the years, I gradually transitioned into writing about other subjects I enjoy even more.  Still, real estate has been very good to my family, many of our friends, and where we hold our primary retirement funds.  So it always surprises me when I read so little about the advantages of real estate investment as a great strategy for retirement.  Why?  Maybe there aren’t enough of us pointing out how real estate investing can be a golden goose for your retirement over stocks and other investments.

[Read more…]

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Seven Money Truths I Wish I Could Tell My Younger Self

By Kathy Gottberg
Filed under: Aware, Rightsized, Sustainable

SMART Living 365

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Last night my husband Thom and I watched a television show called Billions.  It followed a few previous nail-biting episodes where the main characters, Axe, Chuck, and his wife Wendy, stood on what appeared to be an inescapable precipice of disaster.  Then, through an unexpected twist, they all managed to escape jail time and return to their former wealth and status with little or no repercussion. While we’d all like that kind of break in our own lives, especially when it comes to our finances, we usually aren’t as lucky.  Even more interesting, at least to me, was that after triumphantly returning to his billion-dollar hedge-fund business, Axe looks at Wendy, his financial performance counselor, and says something like, “I thought the high would last longer than it did.”  Don’t we all?  When it comes down to it, many of the messages we think we know about money don’t pan out.  And while I’m certainly no expert, here are a few truths about money that I wish I had known when I was young.

[Read more…]

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10 Good Reasons To Sell That Big House and Get Rightsized

By Kathy Gottberg
Filed under: Aware, Rightsized, Sustainable

SMART Living 365.comThom and I are fortunate to be able to spend a month every summer in the coastal community of Ventura, California. As some of you know, where we live the majority of the year the temperature during the summer fluctuates between 110 and 120 degrees. Meanwhile, at the beach, we are able to relish the cool coastal breezes without air-conditioning.  2017 was our 7th year of escaping the heat, yet we constantly hear people say, “Oh, I sure wish we could do that.” Or, “ I’d give anything to do that.” But the truth is, most of those who could do it, won’t. That’s because in many cases they are attached to a big house and often a big lifestyle that keeps them stuck even when they say they’d prefer otherwise.   With that in mind, I came up with ten reasons why we all might want to reconsider owning a too-big house, and instead embrace a more rightsized life. [Read more…]

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Renting Vs Owning—And Other Thoughts On Impermanence

By Kathy Gottberg
Filed under: Aware, Rightsized, Sustainable

“It is not impermanence that makes us suffer. What makes us suffer is wanting things to be permanent when they are not.” ~ Thich Nhat Hanh

SMART Living 365.com

Who really owns the journey?

I’ve come to the opinion that our culture is obsessed with owning as opposed to renting.  Maybe because Thom and I have a background in real estate, or because we do our best to spend time away from our home every summer when it gets really hot—a reoccurring question we’re asked is, “So when are you going to buy a vacation place?”   To be clear, we’re not against owning property—we just prefer to rent our temporary homes instead.   But it’s easy to tell that many people don’t understand that we’re perfectly happy renting and have no desire to own regardless of how much we like the properties or enjoy the location.  And that got me thinking that perhaps our culture has gotten a bit too attached to owning things and forgotten the fundamental fact that everything in life is impermanent—and ultimately every thing is just a temporary right-to-use or leasehold estate. [Read more…]

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About

Kathy Gottberg is an author with seven published books and hundreds of articles covering dozens of topics in the last 35 years. Along with her books, her passion today is SMART Living 365 where she explores ideas and experiences that help to create a meaningful, sustainable, compassionate and rewarding life for herself and others. Beyond that, she lives with Thom, her best friend and soul mate in La Quinta, CA

To contact Kathy: click here

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