This week SMART Living 365 is pleased to introduce you to Bob Lowry as our guest blogger.  I have been reading Bob’s blog A Satisfying Retirement for over a year and believe he offers ideas that are practical and SMART regardless of whether you are retired or not.   Thank you, Bob, for filling in and sharing your thoughts with us this week.

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The sky was beginning to cloud over, kids were playing, ducks were looking for bread crumbs, bikers rolled by while teens on skateboards defied gravity. Sitting in a folding chair and watching the scene my eyes were drawn to the surface of the lake. The sun was at just the right angle to cover the water with sparkles. It was beautiful. I was enjoying a satisfying retirement day.

Within a few minutes, the sun’s angle had changed and the sparkles were gone. Or, were they? From someone else’s viewpoint they probably were just as fabulous. They were simply gone from my view.  [Read more…]