As some of you know, my husband Thom and I took a road trip in July. As usual, we were seeking a way to avoid the summer heat in the desert that we call home. As planned, we figured that a road trip to the Pacific Northwest just might be a great solution for part of that time. It was. Not only was the weather spectacular, we also met with family in Seattle, old friends in Kelowna, B.C., as well as a planned meetup with some of my friends who blog. With a little forethought and design we had a wonderful vacation. However, once we returned people continually questioned how it was possible to spend several months both traveling and renting out-of-town houses for over three months, while most people are stuck at home. And remember, we aren’t retired either. Our go-to answer is always, “Because we rightsized our life.” [Read more…]
Do you listen to podcasts? Last month I had the pleasure of being interviewed by Kim Acedo on her podcast Me Time Midlife Podcast. I enjoyed our “chat” so much and the opportunity to talk about rightsizing that I decided that this week while traveling I would share the episode with all of you.
I don’t know about you, but it took me a while to get into podcasts. Most of them do take a bit more time to listen to—but they are also very portable when on the move. [Read more…]
Are you a victim of “lifestyle creep?” No matter how good a rightsizer you are, and I tend to think I’m usually pretty good at it, chances are you occasionally find yourself slipping into the creep now and then. I know I do. That’s because in our culture, nearly all of us are continually lulled into slowly but surely living just a little more comfortably, a little more extravagantly, a little more indulgently than in the days, weeks and months before. How does that work?
Slowly over time, any spending that starts out as a splurge—like a $4.50 latte at Starbucks to treat ourselves, a pricey bottle of wine to celebrate, or going out to dinner on a special occasion—can gradually become an almost daily necessity if we make them routine. Those acts are often triggered when we start making a good salary or get a raise. After all, we have the extra money, right? And as that “creep” of spending just a little more than yesterday becomes a new norm, we often find ourselves needing more and more such “rewards” to keep us happy and satisfied. If we aren’t careful, we can reach retirement with nothing to show for it. Fortunately, I believe a good cure for the dreaded lifestyle creep is to stay as mindful and focused on rightsizing as possible.
Most of us are uncomfortable talking about our money. I know I usually am. After all, few of us think we have all we could ever need—even the super wealthy. And if we are lucky enough to feel fairly comfortable about it, we don’t usually bring it up because we don’t want to appear insensitive to those who have less. Or maybe worse, we don’t want to jinx what we have. But, is it possible that how we feel about money is directly related to how we feel about life in general and ourselves in particular? In other words, is our relationship to our money happy, affectionate and at peace? Or is it sad, fearful and distrustful? Getting to the heart of those questions is the focus of a new book by Ken Honda titled, Happy Money—The Japanese Art of Making Peace with Your Money. And some of his perspectives may surprise you. [Read more…]
Happy Birthday SMART Living 365! Yes, it was exactly eight years ago today (April 26th, 2011) that I conceived the idea of creating a blog around the letters S-M-A-R-T. In case you don’t know it, those letters are all part of an acronym that stands for Sustainable-Meaningful-Aware-Responsible & Thankful. At the time I wanted to create something that would help me focus on, and then write about, topics that are very important to me. I didn’t actually write my first post until May and it took me another month to get the site up and running. But, here I am, eight years later.
As I mentioned last week, I confess to watching a certain amount of television in my ofttimes. While I tend to avoid reality programing, I do admit that every now and then I flip on HGTV. A few of the shows I’ve seen in the past are, House Hunters, Love It Or List It, and The Property Brothers. Yet even though I realize that these shows are meant as entertainment, I still find my husband Thom and I asking ourselves: “What are those buyers thinking?” Or even worse, “Who can afford that kind of house—and why would they want to?” If you have ever watched one of these shows and reacted like us, you might also wonder if the messages being portrayed are actual “reality” and whether the shows should come with a disclaimer attached. With that in mind, I came up with five SMART disclaimers that I think every program on HGTV should include. [Read more…]
Some of you might not know that I have been a licensed real estate broker for the last 35 years. While I did sell a number of homes in my time, I am a far better researcher than a salesperson. That’s why I first began writing about real estate, and then eventually created my own writing business from there. And although I have written volumes about that topic over the years, I gradually transitioned into writing about other subjects I enjoy even more. Still, real estate has been very good to my family, many of our friends, and where we hold our primary retirement funds. So it always surprises me when I read so little about the advantages of real estate investment as a great strategy for retirement. Why? Maybe there aren’t enough of us pointing out how real estate investing can be a golden goose for your retirement over stocks and other investments.
In case you haven’t noticed from my writing, I love to travel. Fortunately, Thom does too, and we intend to do as much of it as possible while we are physically able. Of course, it hasn’t always been easy. When we were young our work and our finances often took priority. Then we rightsized our lives and most of that changed for the better. But one thing that has always been a concern is what to do with our pets. Kloe, like each of our former dogs, is a big part of our family and adds an incredible amount of good to our lives. But managing her needs with our travel needs can be tricky. Fortunately, we have discovered a great solution. After three very successful experiences, I’m finally ready to recommend this service to everyone who faces a similar challenge with wanting to travel while cherishing a pet. Not only does it cost a fraction of traditional care, I think it provides Kloe with the best attention possible. [Read more…]
Open any magazine or watch any number of tv commercials and you’ll soon come across an ad that will tempt you with the possibility of looking young and living forever. Anti-aging products make the promise sound within our reach, while technology and the medical industry are spending billions to make it appear possible. But is it true? While none of us wants to admit that we are going to die, how many of us really want to live forever? That provocative question is raised in a new book titled, How to Live Forever—the Enduring Power of Connecting the Generations by Marc Freedman. I was so intrigued by the title that I contacted the author and requested a review copy just so I could discover a new way of looking at this age-old question. [Read more…]
This week I’m happy to introduce you to Leanne Le Cras as my guest blogger while I am traveling. Leanne is one of the bloggers I’ve met online who lives “down under” in Austrailia and I’ve been reading her blog Cresting The Hill for many years now. Leanne consistently writes great blog posts about staying happy and content while going through midlife. But I could tell that a big reason she was so happy is because she and her husband have rightsized their lives. Thank you, Leanne, for filling in for me and sharing some of your SMART and rightsized thoughts with all of us.
Kathy writes a lot about Re-Sizing your life and it resonates strongly with me because that’s how my husband and I have always lived. To begin with, it was from necessity. Then, as we became more stable financially it became a lifestyle choice. We choose every day to live as good stewards of all that we have been given, and I thought I’d share how that has looked over the years.